Homes in Central Illinois
Jerry George
(217) 638-1360(217) 638-1360

Homes in Central Illinois
Make the Real Estate experience real with Jerry George

Five steps to buying your dream home

Buying a home, especially for the first time, is an exciting and memorable event in a person’s life. It also can be a stressful one. To help ease the worry, here are five steps that I recommend homebuyers should take to prepare for one of the biggest purchasing decisions of their lives.

evergreen2BTake time to save: Buying a home is a lifelong investment, so it is important to start off right by saving enough to provide for a down payment and closing costs. There are numerous grants that help determine the percentage of a down payment, but think 20 percent. The more you put down at the start, the more you will save at the end.

Become a pre-approved buyer: Working with a lending institution to determine your purchasing power eliminates a lot of concerns and questions involving affordability during the search for a home. Knowing how much you may borrow allows you and your agent to find that perfect home that fits your budget.

Don’t rush the process: It is easy to fall in love with the first home you view, and sometimes it does turn out to be the perfect match. More often than not, however, it is wise to shop and compare to find the home that meets your every need. Give your agent your wish list, and let the viewing begin.

Know your surroundings: Do you want to own the most expensive home on the block or the least expensive? It is important that you research the area’s property values to know if your home is in line with others in the neighborhood. And don’t forget other real estate tangibles such as school, park and shopping districts. All will factor in to your home’s value.

The best time to buy? Only you know the answer, and it should be based on finding the perfect home that meets your demands and falls within your budget. If you wait until the “right” time to buy based on trends in the housing market, you may never feel comfortable making a decision.

Have a question? Give me a call at 217-638-1360 or email me at I would enjoy sitting down with you and developing a strategy to find your perfect home.

Additional reading:

10 best-kept secrets for buying a home
Buying a home: Buyer’s guide
Top 10 keys to success in buying a home


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